.tm-hero{align-items:center;min-height:580px;padding:140px 24px 100px;display:flex;position:relative;overflow:hidden}.tm-hero__bg{z-index:0;background:linear-gradient(125deg,#e8f0f7 0%,#dde4f5 35%,#e8e0f7 60%,#d4eef0 100%);position:absolute;inset:0}.tm-hero__bg:after{content:"";background:radial-gradient(50% 65% at 8%,#00949d1f 0%,#0000 60%),radial-gradient(40% 55% at 90% 55%,#6e56cf1a 0%,#0000 55%);position:absolute;inset:0}.tm-hero__inner{z-index:1;text-align:center;justify-content:center;width:100%;max-width:1100px;margin:0 auto;display:flex;position:relative}.tm-hero__text{max-width:860px;margin:0 auto}.tm-eyebrow{color:var(--color-dark);letter-spacing:1px;text-transform:uppercase;font-size:12px;font-weight:700;font-family:var(--font-heading);background:#00949d14;border:1px solid #00949d38;border-radius:100px;margin-bottom:24px;padding:5px 14px;display:inline-block}.tm-hero__title{font-family:var(--font-heading);letter-spacing:-1.5px;color:var(--color-dark);margin-bottom:20px;font-size:clamp(34px,4.2vw,58px);font-weight:700;line-height:1.1}.tm-grad{background:linear-gradient(90deg,#00949d,#a78bfa);-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text}.tm-hero__sub{color:var(--color-text-muted);max-width:720px;margin:0 auto 36px;font-size:clamp(15px,1.3vw,17px);line-height:1.7}.tm-hero__actions{flex-wrap:wrap;justify-content:center;gap:14px;display:flex}.tm-intro{background:#fff;padding:100px 24px}.tm-intro__inner{grid-template-columns:1.3fr 1fr;align-items:start;gap:80px;max-width:1200px;margin:0 auto;display:grid}.tm-intro__heading{font-family:var(--font-heading);color:var(--color-dark);letter-spacing:-.5px;margin-bottom:8px;font-size:clamp(26px,2.8vw,38px);font-weight:700}.tm-intro__accent{background:linear-gradient(90deg,#00949d,#6e56cf);border-radius:2px;width:80px;height:4px;margin-bottom:24px}.tm-intro__text{color:var(--color-text-muted);margin-bottom:24px;font-size:16px;line-height:1.75}.tm-checklist{flex-direction:column;gap:10px;padding:0;list-style:none;display:flex}.tm-checklist li{color:var(--color-dark);align-items:flex-start;gap:10px;font-size:14px;line-height:1.55;display:flex}.tm-checklist li:before{content:"✓";color:var(--color-teal);flex-shrink:0;margin-top:1px;font-weight:700}.tm-intro__stats{flex-direction:column;gap:16px;display:flex}.tm-stat{background:#00949d0d;border:1px solid #00949d2e;border-radius:16px;flex-direction:column;gap:6px;padding:24px 28px;display:flex}.tm-stat__num{font-family:var(--font-heading);letter-spacing:-1px;background:linear-gradient(90deg,#00949d,#6e56cf);-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text;font-size:clamp(28px,3vw,40px);font-weight:800;line-height:1}.tm-stat__label{color:var(--color-text-muted);font-size:14px;font-weight:600;font-family:var(--font-heading)}.tm-section{padding:120px 24px}.tm-section--white{background:#fff}.tm-section--gray{background:var(--color-gray-light)}.tm-section--gradient-light{background:linear-gradient(135deg,#e8f6f7 0%,#eee8f8 50%,#e8f0f9 100%);position:relative}.tm-section--gradient-light:before{content:"";pointer-events:none;background:radial-gradient(40% 60% at 10%,#00949d14 0%,#0000 60%),radial-gradient(35% 50% at 90% 60%,#6e56cf0f 0%,#0000 55%);position:absolute;inset:0}.tm-section--dark{background:linear-gradient(135deg,#002c37 0%,#0a2a3a 40%,#1a1a3a 100%);position:relative;overflow:hidden}.tm-section--dark:before{content:"";pointer-events:none;background:radial-gradient(50% 70% at 20% 30%,#00949d26 0%,#0000 60%),radial-gradient(40% 60% at 80% 70%,#6e56cf1f 0%,#0000 55%);position:absolute;inset:0}.tm-section--teal-soft{background:linear-gradient(#edf8f9 0%,#f0f4fa 100%)}.tm-section__inner{z-index:1;max-width:1200px;margin:0 auto;position:relative}.tm-section__eyebrow{color:var(--color-teal-dark);letter-spacing:1.2px;text-transform:uppercase;font-size:11px;font-weight:700;font-family:var(--font-heading);background:#00949d14;border:1px solid #00949d33;border-radius:100px;margin-bottom:16px;padding:4px 12px;display:inline-block}.tm-section__eyebrow--dark{color:#5ee6ec;background:#00949d26;border-color:#00949d59}.tm-section__title{font-family:var(--font-heading);color:var(--color-dark);letter-spacing:-.5px;margin-bottom:12px;font-size:clamp(26px,2.8vw,38px);font-weight:700}.tm-section__title--light{color:#fff}.tm-section__sub{color:var(--color-text-muted);max-width:720px;margin-bottom:32px;font-size:16px;line-height:1.7}.tm-stride{flex-direction:column;gap:12px;margin-top:24px;display:flex}.tm-stride__item{border:1px solid var(--color-border);border-left:4px solid var(--card-accent,var(--color-teal));background:#fff;border-radius:12px;align-items:flex-start;gap:20px;padding:24px;transition:transform .2s,box-shadow .2s;display:flex}.tm-stride__item:hover{transform:translateY(-2px);box-shadow:0 4px 20px #00949d1a}.tm-stride__letter{font-family:var(--font-heading);background:linear-gradient(135deg,#00949d,#6e56cf);-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text;flex-shrink:0;min-width:40px;font-size:32px;font-weight:800;line-height:1}.tm-stride__title{font-family:var(--font-heading);color:var(--color-dark);margin-bottom:6px;font-size:16px;font-weight:700}.tm-stride__text{color:var(--color-text-muted);font-size:14px;line-height:1.6}.tm-flow{background:#00949d14;border-radius:14px;grid-template-columns:repeat(5,1fr);gap:0;margin-top:40px;display:grid;overflow:hidden}.tm-flow-step{background:#fff;border-right:2px solid #00949d1a;flex-direction:column;gap:12px;padding:32px 24px 28px;display:flex;position:relative}.tm-flow-step:last-child{border-right:none}.tm-flow-step__num{font-family:var(--font-heading);background:linear-gradient(135deg,#00949d,#6e56cf);-webkit-text-fill-color:transparent;opacity:.35;-webkit-background-clip:text;background-clip:text;font-size:36px;font-weight:800;line-height:1}.tm-flow-step__line{background:linear-gradient(90deg,#00949d,#6e56cf);border-radius:2px;width:32px;height:3px}.tm-flow-step__title{font-family:var(--font-heading);color:var(--color-dark);margin:0;font-size:14.5px;font-weight:700;line-height:1.3}.tm-flow-step__text{color:var(--color-text-muted);margin:0;font-size:13px;line-height:1.65}.tm-flow-step__arrow{display:none}.tm-tags{flex-wrap:wrap;gap:8px;margin-top:8px;display:flex}.tm-tag{font-size:13px;font-weight:600;font-family:var(--font-heading);cursor:default;border:1px solid #0000;border-radius:100px;padding:7px 16px;transition:filter .15s,transform .15s}.tm-tag:hover{filter:brightness(.92);transform:translateY(-1px)}.tm-tag--teal{color:#007880;background:#00949d1a;border-color:#00949d40}.tm-tag--purple{color:#5a44b0;background:#6e56cf1a;border-color:#6e56cf40}.tm-tag--blue{color:#1d4ed8;background:#3b82f61a;border-color:#3b82f640}.tm-tag--orange{color:#c2410c;background:#f973161a;border-color:#f9731640}.tm-tag--green{color:#15803d;background:#22c55e1a;border-color:#22c55e40}.tm-tag--pink{color:#be185d;background:#ec48991a;border-color:#ec489940}.tm-cards{grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px;display:grid}.tm-card{border:1px solid var(--color-border);border-top:3px solid var(--card-accent,var(--color-teal));background:#fff;border-radius:16px;padding:28px 24px;transition:transform .2s,box-shadow .2s,border-color .2s}.tm-card:hover{border-color:var(--color-teal);transform:translateY(-4px);box-shadow:0 8px 32px #00949d1f}.tm-card__title{font-family:var(--font-heading);color:var(--color-dark);margin-bottom:10px;font-size:15.5px;font-weight:700}.tm-card__text{color:var(--color-text-muted);font-size:14px;line-height:1.65}.tm-steps{flex-direction:column;gap:0;margin-top:40px;display:flex}.tm-step{border-bottom:1px solid #ffffff14;grid-template-columns:64px 1fr;align-items:start;gap:24px;padding:32px 0;display:grid}.tm-step:last-child{border-bottom:none}.tm-step__num{font-family:var(--font-heading);background:linear-gradient(135deg,#5ee6ec,#a78bfa);-webkit-text-fill-color:transparent;letter-spacing:-1px;-webkit-background-clip:text;background-clip:text;padding-top:4px;font-size:32px;font-weight:800;line-height:1}.tm-step__title{font-family:var(--font-heading);color:#fff;margin-bottom:8px;font-size:17px;font-weight:700}.tm-step__text{color:#ffffffa6;font-size:15px;line-height:1.7}.tm-highlight{background:var(--color-section-teal);border:1px solid var(--color-border-teal);border-left:4px solid var(--color-teal);border-radius:14px;margin-top:40px;padding:28px 32px}.tm-highlight__title{font-family:var(--font-heading);color:var(--color-dark);margin-bottom:10px;font-size:16px;font-weight:700}.tm-highlight__text{color:var(--color-text-muted);font-size:14.5px;line-height:1.7}.tm-accordion{flex-direction:column;gap:8px;margin-top:24px;display:flex}.tm-accordion__item{border:1px solid var(--color-border);background:#fff;border-radius:12px;transition:border-color .2s;overflow:hidden}.tm-accordion__item--open{border-color:#00949d59}.tm-accordion__header{cursor:pointer;font-family:var(--font-heading);color:var(--color-dark);text-align:left;background:0 0;border:none;justify-content:space-between;align-items:center;gap:12px;width:100%;padding:16px 20px;font-size:14.5px;font-weight:600;transition:background .15s;display:flex}.tm-accordion__header:hover{background:#00949d0a}.tm-accordion__chevron{color:var(--color-teal);flex-shrink:0;transition:transform .25s}.tm-accordion__item--open .tm-accordion__chevron{transform:rotate(180deg)}.tm-accordion__body{color:var(--color-text-muted);border-top:1px solid var(--color-border);padding:14px 20px 18px;font-size:14px;line-height:1.7}.tm-cta{text-align:center;background:linear-gradient(135deg,#c2e8eb 0%,#dde4f5 40%,#e8e0f7 100%);padding:96px 24px;position:relative;overflow:hidden}.tm-cta:before{content:"";background:radial-gradient(50% 80% at 15%,#00949d1f 0%,#0000 60%),radial-gradient(35% 60% at 85%,#6e56cf1a 0%,#0000 55%);position:absolute;inset:0}.tm-cta__inner{z-index:1;flex-direction:column;align-items:center;gap:16px;max-width:680px;margin:0 auto;display:flex;position:relative}.tm-cta__title{font-family:var(--font-heading);color:var(--color-dark);letter-spacing:-.8px;font-size:clamp(28px,3vw,44px);font-weight:700}.tm-cta__sub{color:var(--color-text-muted);max-width:520px;margin-bottom:8px;font-size:17px;line-height:1.65}@media (max-width:1024px){.tm-intro__inner{grid-template-columns:1fr;gap:48px}.tm-intro__stats{flex-direction:row}.tm-stat{flex:1}.tm-cards{grid-template-columns:repeat(2,1fr)}.tm-flow{grid-template-columns:repeat(3,1fr)}.tm-flow-step:nth-child(3){border-right:none}.tm-flow-step:nth-child(4),.tm-flow-step:nth-child(5){border-top:2px solid #00949d1a}}@media (max-width:768px){.tm-hero{min-height:auto;padding:120px 20px 72px}.tm-intro{padding:80px 20px}.tm-intro__stats{flex-direction:column}.tm-section{padding:88px 20px}.tm-step{grid-template-columns:48px 1fr;gap:16px}.tm-step__num{font-size:26px}.tm-stride__item{flex-direction:column;gap:12px}.tm-flow{grid-template-columns:1fr 1fr}.tm-flow-step{border-bottom:2px solid #00949d1a;border-right:none}.tm-flow-step:last-child{border-bottom:none}.tm-flow-step:nth-child(3){border-right:none}.tm-flow-step:nth-child(4),.tm-flow-step:nth-child(5){border-top:none}}@media (max-width:640px){.tm-cards{grid-template-columns:1fr}.tm-hero__actions{flex-direction:column}.tm-hero__actions .btn{text-align:center;width:100%}}.tm-chevron-flow{flex-direction:column;gap:40px;margin-top:48px;display:flex;position:relative}.tm-chevron-row{grid-template-columns:180px 1fr;align-items:stretch;gap:28px;display:grid;position:relative}.tm-chevron-row:after{content:"";pointer-events:none;z-index:0;background:linear-gradient(#00949d80,#00949d00);width:2px;height:28px;position:absolute;bottom:-32px;left:90px;transform:translate(-50%)}.tm-chevron-row:last-child:after{display:none}.tm-chevron-row__marker{align-items:stretch;min-height:180px;display:flex;position:relative}.tm-chevron-row__arrow{color:#fff;text-align:center;clip-path:polygon(0 0,100% 0,100% calc(100% - 32px),50% 100%,0 calc(100% - 32px));filter:drop-shadow(0 10px 20px #00949d40);background:linear-gradient(#00a3ad 0%,#00949d 55%,#00818a 100%);flex-direction:column;flex:1;justify-content:center;align-items:center;padding:28px 14px 48px;transition:transform .45s cubic-bezier(.22,1,.36,1),filter .35s;display:flex;position:relative}.tm-chevron-row__arrow:before{content:"";pointer-events:none;background:linear-gradient(#ffffff38 0%,#0000 28%,#00000024 100%);position:absolute;inset:0}.tm-chevron-row:hover .tm-chevron-row__arrow{filter:drop-shadow(0 14px 28px #00949d66)brightness(1.05);transform:translateY(-3px)}.tm-chevron-row__num{font-family:var(--font-heading);letter-spacing:.12em;color:#ffffffd9;-webkit-backdrop-filter:blur(4px);z-index:2;background:#ffffff24;border:1px solid #fff6;border-radius:100px;padding:3px 10px;font-size:10.5px;font-weight:700;position:absolute;top:14px;left:50%;transform:translate(-50%)}.tm-chevron-row__title{font-family:var(--font-heading);color:#fff;letter-spacing:-.2px;z-index:1;text-shadow:0 1px 2px #00000026;margin:0;padding-top:14px;font-size:16px;font-weight:700;line-height:1.3;position:relative}.tm-chevron-row__body{background:#fff;border:1.5px solid #00949d33;border-radius:12px;align-items:center;padding:24px 28px;transition:box-shadow .35s,transform .35s,border-color .35s;display:flex;box-shadow:0 4px 20px -8px #002c3714,0 1px 2px #002c370a}.tm-chevron-row:hover .tm-chevron-row__body{border-color:#00949d6b;box-shadow:0 10px 28px -8px #00949d33,0 2px 6px #002c370f}.tm-chevron-row__list{flex-direction:column;gap:10px;width:100%;margin:0;padding:0;list-style:none;display:flex}.tm-chevron-row__bullet{color:var(--color-dark);font-family:var(--font-body);align-items:flex-start;gap:12px;font-size:15px;line-height:1.55;display:flex}.tm-chevron-row__check{color:#00949d;filter:drop-shadow(0 1px 2px #00949d33);flex-shrink:0;margin-top:3px}.tm-chevron-row{opacity:0;transition:opacity .55s,transform .55s cubic-bezier(.22,1,.36,1);transform:translate(-16px)}.tm-chevron-row.sr-child--visible{opacity:1;transform:translate(0)}@media (max-width:900px){.tm-chevron-row{grid-template-columns:150px 1fr;gap:20px}.tm-chevron-row:after{left:75px}.tm-chevron-row__marker{min-height:160px}.tm-chevron-row__arrow{clip-path:polygon(0 0,100% 0,100% calc(100% - 28px),50% 100%,0 calc(100% - 28px));padding:24px 10px 44px}.tm-chevron-row__title{font-size:14px}.tm-chevron-row__body{padding:20px 22px}.tm-chevron-row__bullet{font-size:14px}}@media (max-width:640px){.tm-chevron-flow{gap:28px;margin-top:32px}.tm-chevron-row{grid-template-rows:auto auto;grid-template-columns:1fr;gap:0}.tm-chevron-row:after{height:20px;bottom:-24px;left:50%}.tm-chevron-row__marker{min-height:auto}.tm-chevron-row__arrow{clip-path:polygon(0 0,100% 0,100% calc(100% - 20px),50% 100%,0 calc(100% - 20px));text-align:center;flex-direction:row;justify-content:center;gap:14px;padding:20px 20px 36px}.tm-chevron-row__num{flex-shrink:0;position:static;transform:none}.tm-chevron-row__title{padding-top:0;font-size:15px}.tm-chevron-row__body{border-radius:12px;margin-top:0;padding:20px 18px}}